Education Loan Options Education Loan Solutions (Education Loan Options) respects the privacy of our customers, business partners, and employees. We recognize the need for appropriate protections and management of your personal information that you provide to us. Education Loan Options has therefore established this privacy statement to assist you in understanding what information we collect and how that information is used.
Education Loan Options may collect nonpublic personal information about you such as account balances and payment history from the following sources: (i) information we receive from you on loan applications or other documents; (ii) information about your transactions with us or others; (iii) information we receive from a credit reporting agency; (iv) information we receive from the guarantor (if any) of your loan(s); and (v) information we receive from your school. We will not sell or otherwise disclose any nonpublic personal information about you to anyone except as permitted or required by law.
In the ordinary course of business and as permitted by law, we may disclose some or all of the information we collect, as described above, to (i) entities that perform marketing services on our behalf; (ii) companies that service our loans or collect payments on our loans and/or provide loan servicing computer support; (iii) our professional service providers such as lawyers, accountants, and financial advisors; (iv) bondholders, investors, trustees, credit providers, or guarantors; (v) student loan databases that may be accessed by schools, student loan guarantors, student loan lenders, and student loan servicers; (vi) certain governmental entities or officials; (vii) credit reporting agencies; and (viii) as part of a sale of some or all of the assets of Education Loan Options.
Occasionally, Education Loan Options uses external vendors to provide specific services (the "Services"), which may enhance our Web site or create a better experience for our customers. For example, we use an outside source to provide advertising for our Web site. Periodically, our advertising provider may use information about your visits to our Web site to measure the effectiveness of their ads. They may also use information to provide content within our Web site about goods and services that may be of interest to you. We will not send solicitations or advertisements to you based on the information that our advertising provider collects.
Education Loan Options – or an authorized third party partner(s) - may also collect general information (such as the type of browser you use, the files you request, and the domain name and country from which you request information) so that our Web site better meets your needs. Machine-specific data on which pages our consumers and customers access may also be gathered. Education Loan Options will not gather, request, record, require, or collect any Internet user's personally identifying information from consumers or customers or from its pages as part of the Services.
Education Loan Options may use cookies and other anonymous identifiers and may create anonymous profiles associated with cookies or other anonymous identifiers, but Education Loan Options will not associate any data gathered from its Web site with any personally identifying information from any source as part of the Services. Data collected by Education Loan Options is used to create customized recommendations and to tailor content for our consumers and customers at our Web site. This helps make your experience at the Education Loan Options site more personalized and comprehensive.
Education Loan Options restricts access to your personal and account information to those individuals who need to know that information to provide products or services to you. Education Loan Options maintains physical, electronic, and procedural safeguards to guard your nonpublic personal information.
When you pay off your loan(s), we will adhere to the same privacy policy described above.
Education Loan Options does not require that you provide Education Loan Options with personal information. The decision to provide personal information is voluntary. If you do not wish to provide the personal information requested, however, you may not be able to proceed with the activity or receive the benefit for which the personal information is being requested.
The Education Loan Options Web site may provide links to third-party Web sites for your convenience and information. If you access those links, you will leave the Education Loan Options Web site. Education Loan Options does not control those sites or their privacy practices, which may differ from Education Loan Options. We do not endorse or make any representations about third party Web sites. The personal data you choose to give to unrelated third parties is not covered by the Education Loan Options privacy statement. We encourage you to review the privacy policy of any company before submitting your personal information. Some third party companies may choose to share their personal data with Education Loan Options; that sharing is governed by that third party company's privacy policy.
Education Loan Options will engage in periodic self-assessment to verify that it continues to be in compliance with this privacy statement.
Education Loan Options reserves the right to change its privacy policy at any time. In the event Education Loan Options does change its privacy policy, we will not share any of your nonpublic personal information with anyone that we could not have shared your nonpublic personal information with before the change in policy without first providing you with an opportunity to tell us not to share your nonpublic personal information.
If you have any questions regarding this privacy statement or believe that the privacy of your personal information has not been respected, please contact us.