Legal Information

About Our Services and This Web Site

Welcome to the Education Loan Options www.edloanoptions.com Web site. Please review the following terms and conditions concerning your use of this site. By accessing, using, or downloading materials from this Web site, you agree to follow and to be bound by these terms and conditions.

All information on this site including application forms, calculators, and other materials which may be downloaded from this site, comprises copyrighted material owned by Education Loan Options www.edloanoptions.com

Terms of Use

Education Loan Options provides this Web site and related services subject to your agreement to and continual compliance with the terms and conditions of the following agreement (the "Terms of Use"). Your use of the site will evidence your agreement to these terms and conditions, so please read them carefully. If you do not wish to be bound by this agreement, do not use the site.

The site and the products and services of Education Loan Options available via the site are provided subject to these terms of use. By using the site, you agree to be bound by these terms of use.

Education Loan Options may make changes at any time to the Site or these Terms of Use. Any modifications to these Terms of Use will be effective upon posting. Your continued use of the Site following the posting of any revised Terms of Use will constitute your acceptance of and agreement to be bound by the modified Terms of Use.

Copyright Information

All pages within the site are copyrighted property of Education Loan Options or are the copyrighted property of another entity that has duly licensed such copyrighted property for Education Loan Options use within the site. The content in this site is provided solely for the personal use of site users. Except as specifically provided below, no portion of the materials on this site may be reprinted, republished, transferred, sold, or distributed in any form, in whole or in part, without the express written permission of Education Loan Options.

Any person is authorized to use, copy, and distribute any complete Web page or, where a document consists of more than one page, any complete document contained on the site, including related graphics, subject to the following conditions:

Copying or distributing less than a complete page or (where a document consists of more than one page) the complete document is prohibited;
Education Loan Options copyright notice must appear on all copies;
Use, copying, and distribution shall be solely for informational, non-commercial purposes; and
No graphics elements of any page or document on the site may be used, copied, or distributed separate from the accompanying text.

Trademark Notice

The Education Loan Options logo is a service mark of the Education Loan Options www.edloanoptions.com company. All trademarks, service marks, and logos used in this site are the trademarks, service marks, or logos of their respective owners.

Use of This Site

You may use this Web site as a resource for information about Education Loan Options and to access and facilitate your permitted use of the site. Consistent with the terms set forth above, you may download, view, copy, and print information, documents, and other materials on or from the site (i) solely for personal, informational, and non-commercial purposes; and (ii) provided that neither the materials, nor any proprietary notices therein, are modified or altered.

Except as expressly provided herein, you may not use, download, upload, reproduce, copy, duplicate, print, display, perform, republish, sell, license, post, transmit, disseminate, redeliver using "framing technology," otherwise distribute, or commercially exploit in any way the Web site or any portion of or information on the site, without the prior written permission of Education Loan Options. Other Web sites may create hypertext links to the site only with the express permission of Education Loan Options. In addition, you agree not to link to any page of the Education Loan Options Web site other than the home page, located at www.edloanoptions.com.

Passwords

You acknowledge you are fully responsible for all activities which occur through the use of the password you are granted upon registering to use any portion of the site, including, but not limited to, Education Loan Options loan applications. If a password is required for any particular portion of the site, or to gain access to particular information, you agree not to access or attempt to access without an authorized password or through any means other than by submitting your authorized password on the appropriate Web page or Web tools.

Proprietary Rights

Nothing in these terms of use shall be deemed to grant to you or any other user any license or right in or to any patent, copyright, trademark, trade secret, or other proprietary right of Education Loan Options or any other entity that has licensed such property for Education Loan Options use on the site.

Children

In compliance with the Children's Online Privacy Protection Act, 15 U.S.C. §§ 6501-06 and 16 C.F.R. §§ 312.1-312.12, Education Loan Options does not permit children under 13 years of age to become users of the site. By using the site, you represent and certify that you are not under 13 years of age.

Promotional Mailings and Newsletters

You agree to receive occasional promotional mailings and e-mail newsletters (i) relating to the site; and (ii) Education Loan Options.

Disclosure of Data

You agree Education Loan Options may disclose to third parties any data you store on the site upon order of court, administrative, or regulatory bodies or other tribunals of competent jurisdiction, or as otherwise required by law. In that event, Education Loan Options will provide you notice of such disclosure to the extent possible and permitted by law.

We Don't Control Linked Sites

From time to time we may include external links within the Education Loan Options Web site that allow you to leave our site. Please be aware that we have no control over, and are not responsible for, the content of such sites and can make no representations about any site that you may access through this one. The fact that we provide a link to another site is not an indication of any endorsement or affiliation with or between Education Loan Options and the third party hosting such site.

Third-Party Advertisements and Links

Site users acknowledge that Education Loan Options provides a free service supported by sponsors and that, at any time, Education Loan Options may display on this Web site advertisements from sponsors, such as banner advertisements and pop-up texts, and links to third-party sites. Education Loan Options is not responsible for the contents of such advertisements or links, any products, services, or other materials relating to such advertisements, any linked site, or any link contained in a linked site. The display of any advertisement or link does not imply endorsement by Education Loan Options of the advertisement or linked sites. IN NO EVENT WILL Education Loan Options BE LIABLE, DIRECTLY OR INDIRECTLY, TO ANYONE FOR ANY DAMAGE OR LOSS ARISING FROM OR RELATING TO ANY USE, CONTINUED USE OR RELIANCE ON ANY ADVERTISEMENT DISPLAYED ON OUR WEB SITE, ANY PRODUCTS, SERVICES, OR OTHER MATERIALS RELATING TO ANY SUCH ADVERTISEMENT, ANY LINKED THIRD-PARTY SITE, OR ANY LINK CONTAINED IN A LINKED SITE.

This Site May Contain Errors

We work hard to provide you with useful information on this Web site. Despite our efforts, however, this site may contain technical inaccuracies or typographical errors. In addition, Education Loan Options may change, update, improve, or delete any of the information, programs, products, or services contained in or described in this site at any time and without notice.

Disclaimer of Warranties

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE IS AT YOUR OWN RISK AND THAT THE SITE IS PROVIDED TO YOU "AS IS," WITHOUT WARRANTY OF ANY KIND. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Education Loan Options HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE SITE AND USE THEREOF, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF THE CONDITION, QUALITY, DURABILITY, PERFORMANCE, ACCURACY, AVAILABILITY, RELIABILITY, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, Education Loan Options MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS. IT IS YOUR SOLE RESPONSIBILITY TO ISOLATE SOFTWARE AND INFORMATION, EXECUTE ANTI-CONTAMINATION SOFTWARE AND OTHERWISE TAKE STEPS TO ENSURE THAT DATA OR OTHER MATERIAL YOU STORE ON THE Education Loan Options WEB SITE WILL NOT DAMAGE THE SITE OR ANY DATA STORED ON THE SITE.

Limitation of Liability

IN NO EVENT SHALL Education Loan Options BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE SITE (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF Education Loan Options SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR IS NEGLIGENT, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE.

Indemnification

You agree to indemnify and hold Education Loan Options, its subsidiaries, affiliates, officers, directors, agents, employees, and representatives, and each of their subsidiaries, affiliates, officers, directors, agents, employees, and representatives, not liable from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs, and expenses (including without limitation reasonable attorneys' fees and disbursements and court costs) arising from or in connection with your use of the site, any data you store, retrieve, or share on, to, or via the site; your violation of these terms of use, or your violation of any rights of any third party.

Governing Law and Jurisdiction

This Web site is controlled by Education Loan Options from its offices in San Ramon, California, United States of America. All matters relating to your access to, or use of, this Web site shall be governed by the laws of the state of [Nevada]. You may not access, download, use, or export the information, products, or services contained on this Web site in violation of U.S. export laws or regulations or in violation of any applicable local laws or regulations.

Furthermore, you agree that any action arising out of the terms of use or your use of the site shall be brought in state or federal court in [San Francisco, California], and you consent to the jurisdiction of such courts.

Feedback

Except where expressly provided otherwise by Education Loan Options, all comments, feedback, information, or materials submitted to Education Loan Options through or in association with this Web site shall be considered non-confidential and Education Loan Options property. By submitting such comments, feedback, information, or materials to Education Loan Options, you agree to a no-charge assignment to Education Loan Options of all worldwide rights, title, and interest in copyrights and other intellectual property rights to the comments, feedback, information, or materials. Education Loan Options shall be free to use such comments, feedback, information, or materials on an unrestricted basis.

Contact Information

If you have any questions regarding this legal statement, please contact us.